Struct: keep direct reference to IMEMO/fields when space allows

It's not rare for structs to have additional ivars, hence are one
of the most common, if not the most common type in the `gen_fields_tbl`.

This can cause Ractor contention, but even in single ractor mode
means having to do a hash lookup to access the ivars, and increase
GC work.

Instead, unless the struct is perfectly right sized, we can store
a reference to the associated IMEMO/fields object right after the
last struct member.

```
compare-ruby: ruby 3.5.0dev (2025-08-06T12:50:36Z struct-ivar-fields-2 9a30d141a1) +PRISM [arm64-darwin24]
built-ruby: ruby 3.5.0dev (2025-08-06T12:57:59Z struct-ivar-fields-2 2ff3ec237f) +PRISM [arm64-darwin24]
warming up.....

|                      |compare-ruby|built-ruby|
|:---------------------|-----------:|---------:|
|member_reader         |    590.317k|  579.246k|
|                      |       1.02x|         -|
|member_writer         |    543.963k|  527.104k|
|                      |       1.03x|         -|
|member_reader_method  |    213.540k|  213.004k|
|                      |       1.00x|         -|
|member_writer_method  |    192.657k|  191.491k|
|                      |       1.01x|         -|
|ivar_reader           |    403.993k|  569.915k|
|                      |           -|     1.41x|
```

Co-Authored-By: Étienne Barrié <etienne.barrie@gmail.com>

1 files changed, 18 insertions, 0 deletions

diff --git a/test/ruby/test_ractor.rb b/test/ruby/test_ractor.rb
index 97af7e7413..0a456a1d0f 100644
--- a/test/ruby/test_ractor.rb
+++ b/test/ruby/test_ractor.rb
@@ -99,6 +99,24 @@ class TestRactor < Test::Unit::TestCase
     RUBY
   end
 
+  def test_struct_instance_variables
+    assert_ractor(<<~'RUBY')
+      StructIvar = Struct.new(:member) do
+        def initialize(*)
+          super
+          @ivar = "ivar"
+        end
+        attr_reader :ivar
+      end
+      obj = StructIvar.new("member")
+      obj_copy = Ractor.new { Ractor.receive }.send(obj).value
+      assert_equal obj.ivar, obj_copy.ivar
+      refute_same obj.ivar, obj_copy.ivar
+      assert_equal obj.member, obj_copy.member
+      refute_same obj.member, obj_copy.member
+    RUBY
+  end
+
   def test_fork_raise_isolation_error
     assert_ractor(<<~'RUBY')
       ractor = Ractor.new do