1 files changed, 1 insertions, 0 deletions
diff --git a/lib/rubygems.rb b/lib/rubygems.rb
index e85d97c003..9913b59ce1 100644
--- a/lib/rubygems.rb
+++ b/lib/rubygems.rb
@@ -718,6 +718,7 @@ module Gem
     @gem_path.uniq!
     @gem_path.each do |path|
       if 0 == File.expand_path(path).index(Gem.user_home)
+        next unless File.directory? Gem.user_home
         unless win_platform? then
           # only create by matching user
           next if Etc.getpwuid.uid != File::Stat.new(Gem.user_home).uid